Traveling can be both thrilling and expensive. Between booking flights, securing accommodations, and indulging in international cuisine, every little saving helps. That’s why having powerful travel rewards card can make a world of difference.
This card not only supports your everyday purchases but also adds value to your international transactions. With an impressive welcome offer and a rewarding points system, it’s crafted to suit the needs of frequent travelers and those who value convenience and efficiency.
Essential details of the Meridian Visa Infinite Travel Rewards Card
At its core, the Meridian Visa Infinite Travel Rewards Card is a premium option tailored for cardholders who want more from their purchases, especially when traveling internationally. One of its most appealing features is the first-year waiver on the annual fee, allowing you to test-drive the benefits without an upfront commitment.
After the first year, the annual fee stands at $99, with additional cards costing $30. You’ll earn 6 reward points for every $2 spent in foreign currencies, which translates to 3% back on international transactions — a notable perk for anyone who frequently shops or travels outside Canada.
Qualification requirements
To be eligible for the Meridian Visa Infinite Travel Rewards Card, applicants must meet certain income standards. Specifically, you’ll need a minimum personal income of $60,000, or a household income of $100,000. These thresholds are typical for Infinite-level cards, which often come with enhanced perks and benefits suited for financially established individuals or families.
Additionally, you must become a member of Meridian Credit Union to hold this card, as it’s a regulatory requirement. However, you are not required to open other Meridian banking products, such as chequing or savings accounts, making the process relatively accessible.
Benefits and advantages
The Meridian Visa Infinite Travel Rewards Card offers a wide range of valuable benefits. Here are some of the key perks that make it stand out:
- High rewards on foreign currency spending: You’ll earn 6 points per $2 spent on purchases made outside of Canada, equivalent to 3% back — a powerful incentive for international travelers or online shoppers who frequently deal in foreign currencies.
- Solid return on domestic purchases: With 3 points per $2 on all other spending, cardholders benefit from consistent rewards across the board.
- First-year annual fee waived: You won’t pay the $99 annual fee in your first year, giving you a no-risk opportunity to explore the card’s full benefits.
- Visa Infinite privileges: Gain access to a host of premium perks, including exclusive hotel upgrades, concierge services, luxury dining experiences, and travel insurance protections — ideal for cardholders who enjoy elevated experiences.
- Mobile access and alerts: Keep track of your card activity with Meridian’s mobile app. You’ll receive real-time transaction alerts, security notifications, and easy access to your rewards balance.
- Digital wallet support: Add your Meridian card to your smartphone wallet with ease, ensuring fast and contactless payments wherever you go.
- 24/7 customer support: Cardholders can reach out to the Cardholder Services team at any time, day or night, offering peace of mind if issues arise during travel or everyday use.
- Simple reward tracking: Through Meridian’s online and mobile banking platforms, checking your rewards balance is quick and hassle-free.
One standout benefit is the Visa Infinite experience, which includes handpicked hotel and lifestyle offers, giving you more than just financial perks. It adds a layer of luxury and convenience that regular cards simply don’t provide. Whether you’re traveling for work or pleasure, these features enhance the overall journey.
How to apply
Applying for the Meridian Visa Infinite Travel Rewards Card is a straightforward process that can be completed entirely online. To begin, simply visit Meridian’s website and click on the “Apply Now” button, which leads you to a guided digital application.
Once the application is submitted, Meridian typically provides a response within a few business days. If approved, your card will be sent directly to your address, and you’ll also receive instructions on how to activate it and add it to your digital wallet.
Final thoughts
The Meridian Visa Infinite Travel Rewards Card is a solid contender in the premium travel card market. With a competitive reward structure, strong Visa Infinite privileges, and a customer-focused mobile platform, it delivers exceptional value — especially for those who travel internationally.
Whether you’re exploring new countries, making online purchases in foreign currencies, or just seeking a more rewarding everyday card, Meridian’s offering is worth considering. Just make sure you meet the income requirements and take full advantage of the rewards system to get the most from this travel-savvy credit card.
